*1. _Never wake up early._* Keep stretching and turning in
bed until you get too hungry to continue dozing. If there are no bed bugs, why
hurry to get up?
*2. _Never plan how to spend your money._* Whenever you get
money, start spending it right away and when it's finished, you try to count
and recall how you spent it.
*3. _Don't think of saving until you have real big money._*
How can you save when you earn so little? Those telling you to save are not
sympathetic to your burning needs.
*4. _Don't engage in activities usually reserved for the
"uneducated"._* How can you, a graduate, engage in petty trade,
network marketing or home-based production? That's for people who never went to
school!
*5. _Don't think of starting a business until an angel comes
from heaven and gives you capital._* How do they expect you to invest before
you get millions? Even though more than half the businesses in your town were
started with little capital, you as a smart person can only start with
millions.
*6. _Complain about everything except your own attitude and
laziness._* Blame the system, the government and the banks that refused to lend
you money. They are all bad and do not want you to get rich.
*7. _Spend more than you earn._* To achieve this, buy consumer
products on credit and keep borrowing from friends and employers.
*8. _Compete in dressing._* Make sure you're wearing the
latest clothes. Intimidate the congregation with your trendy fashions every
Sunday. Whenever your neighbour buys a new phone, you get one that is more
expensive.
*9. _Get yourself a nice second hand car_* that costs more
than three times your yearly salary.
*10. _Give your children everything they ask for since
you're such a loving parent._* They should not struggle for anything because
you do not want them to suffer that way, they will grow up lazy and hence poor
enough to ensure they can't help you at old age
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